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Home > Insurance > Does MetLife Pet Insurance Cover Prescription Food? Coverage & Alternatives

Does MetLife Pet Insurance Cover Prescription Food? Coverage & Alternatives

dog not eating its food

If you’re a pet owner, you know that their food costs can add up quickly. If your pet requires prescription food, it’s even more expensive. That’s why it’s important to know if your pet insurance plan covers the cost of prescription food. While many plans do, there are typically limitations on what types are covered. Yes, MetLife covers prescription dog food. Let’s look specifically at MetLife pet insurance and what its policies cover regarding prescription food.


Does MetLife Cover Prescription Food?

Yes, MetLife covers prescription dog food. It is not a separate add-on to its regular policies, and coverage is not limited to a certain type of animal or breed. In other words, any pet owner with MetLife insurance can get their dog or cat the prescription food that they need. The only cost associated with this benefit is the prescription itself, which ranges from $20 to $100, depending on the food.

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What Is Prescription Food?

Prescription pet food is any special dietary food that is prescribed by your vet to meet your pet’s health needs. It is usually more expensive than regular food, and your pet may need prescription food for the remainder of their life. This is why it’s helpful to have a pet insurance policy that covers the cost of such food.

man buying pet food
Image Credit: LADO, Shutterstock


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What Else Does MetLife Pet Insurance Cover?

MetLife pet insurance offers a basic accident-and-illness policy and a preventative care package. Here’s a quick overview of what these cover.

Accident/Illness Policy
  • Veterinary exam fees
  • Telehealth visits
  • Any surgeries, hospitalizations, or emergency care
  • Diagnostic testing
  • Cruciate repairs
  • Hereditary conditions
  • Aging animal ear and eye issues
  • Prescription medications and foods
  • Holistic and alternative therapies
  • Cremation costs
dog owner talking to vet
Image Credit By: SeventyFour, Shutterstock
Preventative Care Package
  • Flea, tick, and heartworm medication
  • Spay or neuter surgery
  • Microchipping
  • Vaccinations
  • Dental care
  • Wellness exams
  • Health certificates
spaying cat
Image Credit: De Visu, Shutterstock

divider-multiprintAre There Alternatives to Prescription Food?

Whether you can try an alternative diet for your pet depends on their health condition. For example, if your pet’s issue is that they are overweight, you may be able to find a food that supports weight management.

If your pet has allergies or food sensitivities, there are plenty of foods with limited ingredients. With your vet’s assistance, you may be able to determine what ingredients to avoid and choose food accordingly.

Keep in mind that if your vet has recommended a prescription food for your pet, you shouldn’t ignore that advice. There is likely a good reason for the recommendation, and it may be necessary to ensure the health and longevity of your pet.

veterinarian examining pug dog and cat in clinic
Image Credit: New Africa, Shutterstock

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MetLife pet insurance does cover 100% of the cost of prescription pet food. This is great news because you won’t have to worry about the cost of your pet’s special diet. You can focus on keeping your pet healthy and happy for the years to come.

Featured Image Credit: Daria Lixovetckay, Shutterstock

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