Pet Keen is reader-supported. When you buy via links on our site, we may earn an affiliate commission at no cost to you. Learn more.

Home > Insurance > 10 Best Pet Insurance Providers in Maryland in 2024 – Reviews & Comparisons

10 Best Pet Insurance Providers in Maryland in 2024 – Reviews & Comparisons

Cat and Dog

Don’t let one of life’s most unexpected moments be the downfall of your furry friend. With pet insurance in Maryland, you can be prepared for the unexpected and give your pet the care they deserve.

But with so many providers out there, how do you know which one is right for you? Don’t worry—we’ve done the hard work for you. Check out our reviews of the pet insurance providers in Maryland for 2022 to help make your decision easier.

You’ll find out why each provider is a great choice and what the coverage includes, so you can make an informed decision for your pet and your wallet.divider-multiprint

A Quick Comparison of the Winners for 2024

Image Product Details
Best Overall
Lemonade Lemonade
  • Affordable monthly rates
  • Great customer service
  • Range of plans and coverage options
  • Best Value
    Second place
    Fetch Fetch
  • Affordable plans
  • Customizable coverage
  • Discounts and rewards programs available
  • Third place
    Trupanion Trupanion
  • No age restrictions
  • Flexible payment plans
  • Coverage for breed-specific conditions
  • Spot Spot
  • Affordable rates
  • Comprehensive coverage
  • No deductibles for preventive care
  • MetLife MetLife
  • Claims process is straightforward
  • Comprehensive coverage for cats and dogs
  • Flexible premiums and deductibles and fast
  • The 10 Best Pet Insurance Providers in Maryland

    1. Lemonade Pet Insurance – Best Overall

    Lemonade logo

    At Lemonade Pet Insurance, they’re dedicated to delivering top-notch coverage and customer service at an unbeatable price. Their pet insurance plans in Maryland cover accidents, illnesses, preventive care, alternate treatments, and more—all for an affordable monthly rate. Plus, you can customize your plan to fit your needs and budget.

    Having been established for over seven years, Lemonade Pet Insurance has built up a customer base of satisfied pet owners who have had their furry friends covered in the event of an unexpected illness or accident.

    It’s worth noting that Lemonade isn’t nationwide, so you’ll need to check with the company to see if they cover your area. If you can get Lemonade Pet Insurance where you live, you can look forward to excellent customer service, a range of plans and coverage options, and an affordable monthly cost.

    • Affordable monthly rates
    • Range of plans and coverage options
    • Great customer service

    • Not available in all states

    2. Fetch Pet Insurance – Best Value

    Fetch Pet Insurance

    If you’re like most people, you already have your own insurance to worry about paying, and the last thing you want to do is add another policy to your monthly expenses. That said, you still want to provide your pet with the best care possible. That’s why Fetch Pet Insurance is such a great choice—it offers excellent coverage at an affordable rate.

    With Fetch, you can customize your plan to include only the coverage that you need for your pet, so you don’t have to empty your savings to keep them healthy and happy. Plus, you can take advantage of the company’s discounts and rewards programs to save even more.

    Fetch is one of the most comprehensive pet insurance providers in Maryland, offering coverage for accidents, illnesses, hospitalization, heredity/congenital conditions, alternative treatments, and much more. This is one pet insurance plan that offers an excellent balance of savings and quality coverage.

    • Affordable plans
    • Customizable coverage
    • Discounts and rewards programs available

    • Not all pre-existing conditions are covered

    3. Trupanion Pet Insurance

    Trupanion Pet Insurance Logo

    Trupanion Pet Insurance offers a straightforward policy that can be tailored to your individual needs. You’ll get coverage for accidents, illnesses, emergency care, and more—and you won’t have to worry about paying extra fees or hidden costs. Plus, they offer coverage for breed-specific conditions, so you know your furry friend is always protected.

    What’s more, Trupanion also offers flexible payment plans and discounts when you sign up for multiple pets. Plus, there are no age restrictions—which means your pet can be covered at any stage of life.

    As one of the most trusted providers in the industry, Trupanion Pet Insurance is definitely worth considering.

    • Coverage for breed-specific conditions
    • Flexible payment plans
    • No age restrictions

    • Not the most competitively priced option

    4. Spot Pet Insurance

    spot logo 22

    Another excellent value for the money is Spot Pet Insurance. They offer a range of plans that are tailored to meet your needs, and their coverage options are among the most comprehensive on the market.

    Spot’s plans cover accidents, illnesses, hospitalization, dental care, alternative therapies, and more. Plus, you never have to pay a deductible for preventive care, helping you save even more on your pet’s care.

    Whether you’re looking for a budget-friendly option or comprehensive coverage, Spot Pet Insurance has you covered. With its excellent customer service and value for the money, Spot is one of our top picks in Maryland for 2022.

    • Comprehensive coverage
    • No deductibles for preventive care
    • Affordable rates

    • No direct vet pay

    5. MetLife Pet Insurance


    Next up, we have MetLife Pet Insurance. With a long history of providing superior insurance products and customer service, it’s no surprise that they also offer one of the best pet insurance plans in Maryland.

    MetLife lets you choose from different plans according to your pet and its needs. They offer coverage for both cats and dogs and provide a variety of benefits, including accident protection, illness protection, prescription drug coverage, wellness plans, and more.

    On top of that, MetLife offers an affordable option with reasonable premiums and deductibles. With several ways to contact customer service support and an easy claims process, MetLife is the perfect choice for Maryland pet owners who want peace of mind and quality coverage.

    • Comprehensive coverage for cats and dogs
    • Flexible premiums and deductibles
    • Claims process is straightforward and fast

    • Limited network of veterinarians in Maryland

    6. Wagmo Pet Insurance


    Wagmo Pet Insurance is another great option for pet owners in Maryland. With more than five years of experience providing quality insurance products, Wagmo offers a comprehensive and customizable plan that fits your pet’s needs.

    It’s a breeze to file a claim, and Wagmo sells its wellness plans as separate packages that include vaccinations, dental care, and more.

    Regardless of your pet’s age or breed, Wagmo provides the coverage you need at an affordable price. They also have great customer service, too, so if you ever have any questions about claims or coverage, Wagmo is just a call or click away.

    Traditional coverage includes both accidents and illnesses, routine care, and more. You can easily manage your policy online or via their app. All of this makes Wagmo a great choice for pet owners in Maryland who want comprehensive coverage at an affordable price.

    • Comprehensive coverage for both accidents and illnesses
    • Customizable plans that fit your pet’s needs
    • Easy online and app management

    • Rehab and other care not covered

    7. Progressive Pet Insurance

    Progressive Pet Insurance Logo

    Progressive Pet Insurance is an excellent choice for Maryland pet owners to consider. They provide comprehensive coverage plans that will cover up to 80% of your pet’s vet bills.

    Furthermore, there are flexible payment options, and you can even get discounts when insuring multiple pets. And if you’re looking for extra peace of mind, you can add on optional extras like accident-only coverage and dental care.

    So, if you’re in the market for pet insurance that won’t break your budget, Progressive might be the right choice. And remember—their policies are backed by a 24/7 customer service team who will help answer any questions you have.

    • Comprehensive coverage
    • Flexible payment options
    • Optional add-ons

    • You must meet a deductible before being covered

    8. AKC Pet Insurance

    AKC Pet Insurance Logo

    AKC Pet Insurance offers comprehensive coverage plans at affordable prices for Maryland pet owners. They also offer a variety of add-on coverage options, so you can customize your plan to fit your budget.

    Plus, their 24/7 customer service makes it easy to get help when you need it most. Their medical coverage is some of the best in the business, covering up to 90% of your vet bills for unexpected illnesses and injuries.

    What’s more, their wellness plans include routine care coverage for exams, vaccinations, flea/tick treatment, and more. If you need an insurance provider that has both great coverage and an affordable price point, AKC Pet Insurance should be at the top of your list.

    • Great coverage for an affordable price
    • Wide variety of add-on options
    • 24/7 customer service

    • No coverage for pre-existing conditions

    9. Geico Pet Insurance

    Geico Pet Insurance Logo

    If you’re already a Geico customer, then this might be the pet insurance provider for you. With plans that cover up to 90% of your vet bills, why go anywhere else? Also, if you’re not already a Geico customer, they have some great introductory offers, too.

    And don’t forget, you get to take advantage of their legendary customer service. What could be better? Geico pet insurance plans offer coverage for accidents, illnesses, hereditary and congenital conditions, alternative therapies, prescription medications, and more—so you and your furry friends can have peace of mind that you’re getting the best care possible.

    • Comprehensive coverage plans
    • Great customer service
    • Attractive introductory offers

    • Not the cheapest option on the market

    10. Nationwide Pet Insurance

    Nationwide Pet Insurance

    Nationwide Pet Insurance is another great option for pet owners in Maryland. They provide a variety of coverage options, so you can choose the plan that works best for you and your furry friend.

    Their plans come with discounts for multiple pets and no-cost preventive care services! And on top of all that, Nationwide Pet Insurance has an A+ rating from the Better Business Bureau, so you know you can trust them with your pet’s health. So, if you’re looking for a great provider in Maryland, Nationwide Pet Insurance is worth checking out!

    • Variety of coverage options
    • Discounts for multiple pets
    • No-cost preventive care services

    • May not have as much flexibility as other providers


    Buyer’s Guide; How To Choose the Best Pet Insurance Provider In Maryland

    What to Look for in Pet Insurance

    When it comes to choosing the best pet insurance providers in Maryland, there are a few key factors you should consider. Here’s our quick rundown of what to look for when evaluating coverage options and selecting the provider that’s right for you:

    Policy Coverage

    First and foremost, be sure to check out the kinds of coverage available for your pet. Every provider should offer basics like illness and injury coverage, but you may be able to find more comprehensive plans that include dental coverage, prescription drug reimbursement, wellness exams, genetics testing, or even alternative therapies.

    Customer Service & Reputation

    It’s important to make sure the provider you choose has a good reputation in terms of customer service. Read reviews and ask around to get a sense of what it’s like dealing with the company, since you’ll likely be communicating with them often.

    Claim Repayment

    Be sure to check out how quickly and easily you can submit claims and receive reimbursement for vet bills. You’ll want to find a provider that offers fast, efficient service so you can get the help you need in times of emergency.

    Price of Policy

    Let’s be honest; price matters. Consider how much coverage you really need and make sure the premiums for your policy won’t break the bank. Some providers may offer low prices but be aware that it could come with fewer coverage options.

    Plan Customization

    Every pet has different needs and wants, so look for a provider that allows you to customize your plan to suit them. Make sure the provider gives you the flexibility to add or remove certain items from your policy, like extra vaccinations or preventative care, so you’re only paying for what your pet needs.

    For the right pet insurance providers in Maryland, be sure to do your research and choose a company that offers excellent coverage, great customer service, fast claim repayment, affordable premiums, and customizable plans—then let the tail-wagging commence!

    couple with a dog getting a pet insurance
    Image Credit: Robert Kneschke, Shutterstock



    What is the best pet insurance provider in Maryland?

    It depends on your pet’s needs and budget, but we highly recommend checking out Lemonade. They offer affordable plans tailored to specific breeds, ages, pre-existing conditions, and more. Plus, their customer service team is top-notch.

    What does pet insurance cover in Maryland?

    Pet insurance typically covers accidents and illnesses, as well as some preventative care such as vaccinations and routine checkups. However, coverage can vary depending on the provider and the plan you select, so make sure to read the fine print before signing up.

    Is pet insurance worth it in Maryland?

    Absolutely! Pet insurance can help you save thousands of dollars in costly vet bills if your furry friend ever gets sick or injured. Plus, it gives you peace of mind knowing that you’re covered in case of an emergency.

    Pet Insurance Care Guarantee Concept
    Image Credit:, Shutterstock


    What the Users Say

    Lemonade Pet Insurance is one of the most popular pet insurance providers in Maryland, and user reviews reflect this. Many users praise Lemonade for its simple payment plans, comprehensive coverage options, and fast claims processing.

    Which Pet Insurance Provider Is Best for You?

    Choosing the right pet insurance provider in Maryland can feel like trying to find a needle in a haystack. There are so many different companies out there offering different types of policies with varying coverage and prices. With all these options, how do you know which one is right for you?

    It’s important to consider what you need from your pet insurance provider. Do you want comprehensive coverage? Or just basic protection in case of emergencies? What are the deductibles? Does the policy have any exclusions or limitations?

    Once you know what type of coverage and policy you’re looking for, it’ll be easier to find the right pet insurance provider in Maryland for your needs—and your pet’s.divider-multiprint


    At the end of the day, you should pick a pet insurance provider that best suits your needs. Don’t be fooled by flashy ads and offers—pay close attention to coverage details and customer service ratings. We hope our comprehensive guide on pet insurance providers in Maryland has helped you make an informed decision.

    Featured Image Credit: Chendongshan, Shutterstock

    Our vets

    Want to talk to a vet online?

    Whether you have concerns about your dog, cat, or other pet, trained vets have the answers!

    Our vets